Category: Intentional Spending

  • Flute lessons

    Three years ago, three of my children began taking piano lessons.  This year, dd16 was in Israel and dd10 started, so it was still three children but with a little bit of switching.  Two weeks ago, dd14, ds12, and dd10 had their final piano recital.  Every Sunday morning for years, three kids have one after another had their lessons at the beginning of the day; it’s been part of our routine and we’ve watched them progress in ability and skill.  The recital was lovely, as always, and there was the added poignancy of knowing this stage is coming to an end.   

    I’ve been so grateful that my children have had a chance to have these lessons.  I love music and being able to play adds an extra dimension of enjoyment to experiencing music.  I didn’t feel piano was the right instrument for ds9, so last year he took violin lessons for a period of time, but we didn’t continue when the summer began.  (Tomorrow he’ll begin art lessons – drawing is something he really enjoys.)   Dd16 took guitar lessons this year while in Israel – she didn’t mind piano but it wasn’t something she was passionate about – she enjoyed guitar much more. 

    After the recital, I was talking to an adult neighbor who recently began taking piano lessons with the same teacher as my children.  She mentioned that she also plays flute, and that she had recently started giving lessons.  As we were chatting, she made the very generous offer to give any of my children who are interested lessons – for free – until we move.  Isn’t that amazingly generous of her? 

    Though more than one child expressed interest in taking flute lessons, there was only one child who I felt should really, really do this – dd14.  And she was the one whose eyes lit up when I mentioned it.   To me, the flute is an instrument that matches her personality; it’s such a gift for her to have this opportunity now. 

     Her 15th birthday is coming up in a month, and as a slightly early birthday gift, we bought her a flute.  Though it would have been less expensive to rent a flute for such a short time, I wanted her to have her own instrument to support her interest.  The flute is a very compact instrument, and she can easily take it along when we move. 

    We were fortunate to find a nice quality flute and case on Craigslist for $75.  Her teacher looked at it today and told her it’s silver-plated; I just assumed it was nickel because that’s the less expensive kind.  It’s nice when you get an even better deal than you expected! 

     Her first lesson was today, and both she and our neighbor enjoyed it very much – so much that the teacher suggested that they continue with lessons via Skype!  Wouldn’t that be nice if that worked out?  Regardless of how long this continues or if this ends up being an instrument that dd advances with or not, I’m so glad she’ll have this opportunity this summer, and I am once again amazed at the blessings that Hashem is constantly sending our way!

    Avivah

  • Lambs quarter – free for your foraging

    Something I’ve felt especially aware of lately is how being frugal and innovative truly requires a certain amount of headspace.

    Last year I took the kids on a private tour of a eco-farming community that is in the works, and at one point the person I was speaking to pointed out a wild edible, lambs quarter.  I was so glad to learn what this looked like since I had been specifically wanting to identify this particular weed for a while.  It turns out it’s something I frequently see growing, even in my own yard! However, it was the end of the growing season at that point so I had to wait until spring in order to be able to pick some for myself.

    Soon after spring began, I noticed lambs quarter springing up.  Do you think I picked any?  No, I didn’t.  I just didn’t have the extra head space to pick it and prepare it – even though you could legitimately ask, how much energy did it actually take?  I wasn’t willing to spend even that tiny bit of energy on something extra.  So it wasn’t until this past week that I finally prepared some for my family for dinner.

    Lambs quarter is nice because it can be used raw or cooked – I chopped it up into a salad with some cucumbers and tomatoes, dressed with olive oil, lemon juice, and Real salt.  It was tasty – not one of the kids made any negative comments.  Lambs quarter can be used in place of spinach – one nice thing is that when you cook it, it doesn’t cook down as much because the water content is so much lower than spinach – so you end up with more food to eat. To use raw, I prefer the leaves and not the stems, but if you’re going to cook it, you can go ahead and use the stems as well – steam it until it’s soft.  It has a whitish coating on the underside of the leaf, which is pollen, and I prefer to wash it off – there’s nothing wrong with it, but it lends a grainy texture when eating it.

    If I were staying here, I’d allow some to take root in my garden beds, as I have with plantain, in order to have it conveniently located along with my other vegetables that are growing.  Though I’m not doing this, I’ll still continue to keep an eye out for it so I can enjoy it while we’re still living in the US.  And maybe I’ll be pleasantly surprised to discover it growing in Israel!

    It’s fun to learn to recognize the free food that is all around us!  Sometimes I look at a big area of weeds and wonder how much food is there that I just don’t yet know how to recognize as such!  If you’re interested in learning about wild edibles that you can enjoy for free – and are organic to boot! – you can take a look at youtube to see videos that will make it easier to identify the particular plant you’re wondering about.

    Avivah

  • Buying carrots in bulk

    Today I took ds3 for a dentist appointment, and afterwards we had some “together time” shopping for Pesach vegetables.   Most of our food shopping is done, though I’ll need to buy more vegetables right before Pesach – we use a LOT of produce on Pesach!

    I’ve periodically mentioned buying bulk amounts of food and enjoying the discount that usually comes along with that.  Most people think that I have these secret sources of shopping and that there’s no way that most of them could enjoy discounts like what I get.  It’s true that I’ve found good sources for some things, but it’s also true that I find discounts at the same stores that everyone else shops at that they wouldn’t think of as a likely source.  I’ll give you an example of what happened today.

    When I stopped at the vegetable store, I asked about buying a 50 lb bag of carrots. They didn’t have any left and told me to stop back in on Thursday.  I asked how much it would be, and he estimated around $33- 35, since the price fluctuates and at this point, it’s always more each week than the week before.  Three years ago I was buying a 50 lb bag of carrots for $12 and thought $14 was a lot!  That’s inflation for you. 

    Right after that we stopped in at the large local kosher supermarket that just about every Jewish family in this area shops at.  When I got there, I asked someone working in the produce section if they had 50 lb bags of carrots for sale, and if so, how much would it be.  She didn’t know, and when she didn’t emerge after asking the question, I asked someone else working there the same thing.  In he went to inquire, and after me waiting about 10 minutes for a response, he came out and said the person in charge who could answer that wasn’t there.  Off I went to complete my shopping, but just a couple of minutes later the worker rushed after me and said they could sell me a 50 lb bag and it would be $35.  That worked for me – I’d get what  I needed right then without having to make a trip another day- so I asked him to load it into my shopping cart. 

     Note: in this store, loose carrots are selling for $1.19 lb.  I paid .70 per pound.  As you see, I’m shopping at the same store as everyone else, at a time when many people are buying massive quantities of groceries – but from the response when I asked about buying a bulk bag of carrots, I’m guessing that it’s not a question that comes up often.  Lesson?  If you don’t see what you want, ask!!!

    Almost all of my great sources have been created by me asking the person in charge if I could buy an item they offered in bulk and get a discounted price.  Does this always work?  No. (I once asked at this store about buying raw cheese in bulk and they said they wouldn’t discount it.)   But it’s worked enough times that it’s worth it to spend a few minutes to ask about something that interests you. 

    Remember, the store still makes a profit selling to you in bulk – you save them the work of unpacking the groceries, stocking the shelves, etc – they hardly have to do anything to your bulk item except mark it up from the price they bought it at, and sell it to you.  So don’t feel embarrassed to ask – it benefits them just as much as it benefits you to sell to you in this way!

    Avivah

  • Tattler reusable canning jar lids

    For the last couple of weeks I’ve been steadily selling off canning supplies, including a couple of days ago when I sold all of my fantastic Tattler canning jar lids that I never got around to telling you about last year.  

    Though I’m not using them now, I still want to share about them since even in the canning community, many people don’t know about them and they’re a great option to be aware of. 

    Tattler lids are made of BPA free plastic, and have a separate rubber ring that is fitted onto the lid before the lid is placed on the jar.  After putting the lid on, you put the metal canning ring on to hold it on, then process as usual.  The only difference is how you tighten the lid before processing, and when you tighten the lid after processing (instructions are on the box). 

    What’s great about them is that they can be used long term repeatedly – no more having to buy lids and then dispose of them after one use (and though I’m a frugal person, reusing lids isn’t a way I recommend saving money).  That means that one dozen lids can be used continually for many, many batches of canning!   The other big advantage is there’s no concern about BPA leaking into your food. 

    The big challenge is the upfront high cost of the lids – about $7 – 8 dozen (not including the rubber rings).  That means you have to can about six batches of food to break even (compared to the cost of buying disposable lids).  For me, I was able to purchase a large number of these lids for a super price through a private seller – I bought about 60 dozen lids that included the rubber rings (all unused) and paid about $120 for all of them- I was really excited about this when I found them.  

    I passed on my savings to the person who bought from me – I know I could have made a nice profit by selling them at a higher price (which would still have been less than 50% of retail price, but that’s not what I wanted to do.  I was so grateful to have found these at a price I could afford and wanted someone else like me to be able to have the same experience.  She knew what these lids were and appreciated what an amazing buy they were; she told me she had been asking G-d to send her these lids since she really wanted them but didn’t have a budget for buying them at the regular price, and as I told her, “G-d provides!” 

    Parenthetically, the buyer of these lids was Mormon.  Mormons are advised by their religious leaders to have  a year’s supply of food stored in case of emergency, though I’ve read only 10% of practicing Mormons do this.  She wanted to know how I could sell off all of my canning supplies at a time when it seems there is tremendous instability, and many are afraid that massive inflation and all that comes along with that is coming down the road for the U.S. in the not so distant future.  At this time, more people than ever are interested in canning, buying in bulk, and being prepared to weather at least a part of the financial storm by creating a pantry ‘hedge’.  We had quite an interesting conversation!

    You can find these lids online , but as I said, there is a high upfront cost (though there’s a bulk option that lowers the cost).  These lids have been around since the 70s and so there’s a long term record for them holding up for decades (though the rubber rings will need to be replaced at some point if they get stretched out – they’re not expensive), so if you can often, even at the retail price you would still end up saving in the long run.  And it’s a nice to have a reusable option rather than constantly buying and discarding lids.

    Avivah

  • Back from Colonial Williamsburg!

    I’m popping in to let you know that we’re back from our five day trip to Colonial Williamsburg!  We arrived at 1:30 today, pulled some food out of the freezer for Shabbos, and got busy cooking more while unpacking from the trip.

    It was an amazing, fantastic, wonderful time had by all of us in every way!  I haven’t even finished telling you about my Israel trip and here I’m returning from VA!  So I’m going to quickly sum up; I’d love to share about it in detail but my upcoming week is so busy I won’t have much time to blog (yes, it’s become my perpetual reality :)).

    We arrived on Sunday morning in VA, and spent a few hours in Colonial Williamsburg before checking into our unit(s) at the vacation resort.  As soon as we opened the door and walked into our units, the kids got excited.  It was so beautiful – we had two huge apartments, each with two bedrooms, a kitchen, washer/dryer, master bath with a jacuzzi and steam room shower, living room, and porch – 2400 square foot total.  It felt very luxurious! 

    We spent our mornings in Colonial Williamsburg, learning about lots of interesting stuff and seeing interesting people and scenes, and then returned in the afternoons to the resort.  There we had miniature golf, indoor swimming, tennis courts, playgrounds, board games that we could borrow – so much to do!  We didn’t manage to take the kids swimming until Weds, when we realized we had to go earlier in the day before people were around, and at that point.  Before that, when we went to the pool, other people were there, but on Weds. and Thurs. the kids had the indoor pool to themselves.

    We really could have spent all day, every day, in Colonial Williamsburg, or all day at the resort, but we were happy with the balance of fun and learning.  Something I’m really happy we chose to do was buy a five day pass – there’s so much to do there that it would have been overwhelming for just a day or two – it took us that long to figure out what was going on!  We participated in a trial (where they announced, “Everyone remove their hats, except for Jews and Quakers” – apparently this was really what was said at that time – we later asked and got a personal explanation of the relaxed religious climate of the time), saw lots of tradespeople plying their trade (eg – basketmaker, shoemaker, blacksmith), toured the palace, learned about colonial food preparation (interesting to see the ham they ate – different than the breeds now, about 25% meat and 75% fat – people valued fat and food that could keep them going since their lives were so energy intensive), watched different reenactors in details portray historical figures (Patrick Henry and George Washington), and in general had a good time learning about the period of time in a relaxed and fun way.  At one presentation I took the little kids out, and chatted with a couple of other homeschooling moms, who asked me for suggestions of what to do and see – they felt so pressured, trying to fit everything into a day or two and not having an idea of where to go or what to do first.  We limited ourselves to about four activities a day there – it doesn’t sound like a lot, but it was – there’s lots of walking from place to place, and we didn’t want to wear everyone out.  This was a nice pace, very full but still left us time to relax afterward.

    The units at the resort were so comfortable in every way that everyone would have been happy to stay much longer!  I was very fortunate to get an incredible price – the total we paid was just $245 for five nights for both apartments.  I got this by arranging my reservation through an owner of a time share there – another mom who I met in Colonial Williamsburg happened to be staying at the same resort, and told me they paid $70 a night for one 2 bedroom unit.  Which is still a great price, if you consider how much a hotel would cost, and doesn’t have nearly the facilities.  But that would have been a lot more expensive if we had gone that route. 

    The weather was gorgeous, it only took us 4 hours to drive there and back, and we got home with time to get ready for Shabbos without rushing.  As I said, from start to finish it was a fantastic family vacation!

    Avivah

  • Colonial Williamsburg homeschool days

    Instead of our annual family camping trip, this year we decided to do something different.  We’ll be spending five days in Colonial Williamsburg, which we’re really looking forward to!

    I planned the trip around the dates for the homeschool days – twice a year there are special rates for homeschoolers that are drastically cheaper than the regular price.  If tickets are ordered in advance, then the price for adults for five days is $15.50, for kids (over the age of 5) it’s $13.50.  This is an amazingly good price, since the usual price for one day is $36 per adult, and $18 per child.  We don’t know yet if ds17 will be joining us or not, but if he does, the admission price for all ten of us for the entire time will only be $100.

    Since the kids are studying early American history this year, this trip is especially timely and I think knowing so much about the time period will enhance their appreciation of being in Colonial Williamsburg.   I like the idea of going for five days, since there’s so much to do and see.  It’s not fun rushing around feeling like you have to get your money’s worth, which is the tendency when you go for just a day, and in this way, we’ll be able to enjoy ourselves without running ourselves down.  We’ll also have time to enjoy the amenities at the unit we’re renting – it’s a furnished 4 bedroom with kitchen facilities and a washer/dryer, and there is an indoor pool, game room, and playgrounds that the kids may want to check out.

    The deadline to order the tickets at the most reduced price is Feb. 15, but you can still get discounted prices if you show up there – it’s just not as cheap.  If you’re interested in the information about the homeschool days, you can check it out below: http://www.history.org/History/teaching/groupTours/images/SpringHomeschoolflyer2011.pdf

    I’m still in Israel, but by sharing this now, I hope it will give those of you who are interested time to make plans!

    Avivah

  • Israel visit – Day 1

    I woke up about 5 am on my first morning in Israel, and by 5:30 decided to get up and take a walk.  I got dressed and took the cell phone with me, so I could call home and see how everyone was doing.  It was a good thing I did, because my mother in law, who was staying with the kids that night, had to suddenly leave to go with my father in law to the hospital a very short time before I called. Everyone but ds12 was asleep, and I stayed on the phone with him for about a half hour until dh got home from work.

    It was a wonderful feeling to get up and be out and about while it was still dark out!  It was pleasantly brisk outside, and my sweater over a long sleeved t-shirt was perfect.  I noticed the school security guard was watching me from a distance, so I went over to introduce myself to him so he wouldn’t wonder who I was and what I was doing there.  Then ds12 called back, so I talked to him more, and then to dh.

    I went back to the dorm as the first girls were trickling out, so I could get dressed (ie not in casual walking clothes).  My girls were just waking up – it was a nice change for me to be up and about before them  – that rarely happens at home!  We went down to breakfast, which was a typical Israeli spread, my ideal kind of breakfast – hard boiled eggs, cheese, cottage cheese, tomatoes, cucumbers, peppers, and hot cereal.  I made myself a salad with the vegetable and cheese, then used the olive oil and Real salt we brought to the dining room to dress it.  Yum – the kind of meal that satiates you for hours while you still feel light after eating!

    I was initially planning to leave to Jerusalem right after breakfast so I’d have a full day there, but then adjusted my plans to make room for a meeting with the head of dd’s program later in the morning.  This ended up being a very worthwhile use of my time, since by speaking to her in person, I was able to really understand who she is and where she’s coming from.  I shared with her my concerns about a couple of issues, and also shared what I felt were important things to understand and respect about dd16 (namely to recognize that dd is there because she wants to be there, is intrinsically motivated and doesn’t need to be told to do what she’s supposed to do, and that she doesn’t complain, so to realize if she says something is wrong, it has to be taken seriously).

    We had packed up to leave before our talk, so we got our suitcases and took a local bus to Haifa’s central bus station.  We got a 1 pm bus to Jerusalem, then had a two hour ride getting there.  The weather in Haifa has been stunning – warm and spring-like, with temps in the sixies, but as we came into Jerusalem, it began raining heavily and felt like winter.  Once there, we began the fun of navigating with our four suitcases in the rain (we each had a large carry-on with our things for the week plus one more with items for others and to have space for whatever we bought, but in hindsight, we should have brought a larger piece of luggage instead of two smaller pieces so each of us had one piece of luggage- it would have made our travels that were about to take place much much easier).   We got onto a packed local bus, which wasn’t very fun or relaxing because it was so full and we had our suitcases and umbrellas to deal with (dd14 had the hardest time, because she took the two smallest pieces, while dd16 and I each took a larger suitcase, and she didn’t have a free hand).

    It took an hour to get to our destination, due to the weather and it being rush hour – we stood with our luggage in the back most of that time, and couldn’t enjoy looking out the window since it was all steamed up and foggy outside.  I didn’t mind, but it made it impossible to get any sense of where we were.  Fortunately, someone on the bus told me where to get off, and we found the building where the studio apartment I had rented for our visit was located without too much trouble (though finding the entrance to the building was another story!).

    The owner had told me that if he wasn’t there, he’d leave the key for the door there, and I was glad to see the key in the envelope as he had promised. We went in, and I was a little surprised to see that it was smaller than I anticipated, and there were no sheets, towels, or pillows.  I hadn’t thought to ask if sheets were included, but figured we’d work it out.  I called the owner and left a message to ask about it, then went across the street to a take out store to get some chicken to bring back to the apartment.

    But the food wasn’t sold by weight, which I expected, but in portions, so I could get a piece of chicken with two sides for 39 shekel for each of us.  I didn’t mind paying extra for prepared food, but that seemed like too much, since I didn’t want the sides. Fortunately, even though it was 4:30 by now, thanks to our filling breakfast we weren’t hungry yet and we went back to the apartment.  I called the owner again, and this time he answered. I told him we were here and asked about the sheets, and he seemed taken aback; he told me that I wasn’t supposed to be there, that he had cancelled my reservation!   You can imagine that after hours of travelling in the cold and wet weather, this really wasn’t what I wanted to hear!

    I told him that I had reserved two months before and hadn’t received anything about a cancellation, and happily, he realized he was mixing me up with someone else – we were supposed to be in a different apartment and the wrong key had been left for me.  The cancellation had been for the person in the apartment we had gone into, and wasn’t prepared yet for guests.  He told me where to get the key for our apartment, and after finding it, went in and saw our apartment nicely set up – much more spacious, with linens and towels, and a microwave that hasn’t been in the smaller unit.  We’re all pleased with the apartment – it’s a studio with sleeping for three, a kitchen area, table with a couple of chairs, cabinets for clothing, and a bathroom.  Perfect for our needs – I wanted to have the cooking facilities so we could prepare our own food and not be dependent on restaurants.

    At 5 pm we headed out to do some food shopping at the Machane Yehuda shuk (outdoor market), but first went to the Geulah neighborhood to see if we could find some other prepared food to have dinner first.  Years ago I remembered there being a placed that sold affordable take out, and would be perfect for my needs – I wanted to get some chicken and simple cooked vegetable dish. But we couldn’t find that store that I remembered, and nothing else we saw was suitable. So we got a bus to the outdoor market, which is a great experience!

    At the shuk (outdoor market), there are dozens and dozens of vendors selling all kinds of things –  produce, spices, meats, dried fruits, nuts – each with his stall heaped high with his particular offerings. It’s a very sensory experience being there – all the sights, people, noises of the different vendors calling out their wares and prices – we happened to get there towards the end of the evening, which was the perfect time to find some bargains.  🙂  At the end of the day, the vendors are eager to sell what they have so they don’t need to pack it up, and they’ll offer deep discounts.  I started off by buying a bag of thirty pitas for 10 shekel, freshly baked that day.  Then we went on to buy chicken, then a pot, cutting board, and knife.  At this place when the owner told me the price, I asked him to lower it, and saw dd16 smiling as she overheard. She told me later she had heard you could bargain with the owners, but never seen it before.  I didn’t drive a hard bargain – they were items I needed right away and wasn’t going to walk away if he didn’t lower the price – but it was a nice discount.

    Then we got our produce – we got our cukes, tomatoes, and oranges from a vendor who significantly lowered the price to induce us to buy.  Then the vendor right next to him selling baked goods started calling out his discounted price to sell all the bread baked that day that wasn’t sold yet – a shekel for a package of ten whole wheat pitas.  I stood there undecided, since I had already bought 30 (white) pitas, not wanting to get more than what we’d use but preferring to get the whole wheat.  Dd16 told me afterward she told dd14 while they were waiting for me that there was no way I was going to pass up that bargain, and she was right.  🙂 We got more produce at another stand, and of course I couldn’t resist buying the ‘seconds’ that were marked down.  I know, it might seem funny that I’m spending all this money to visit Israel and then to buy reduced produce, but that’s how I am – I’ll spend money on what matters to me, but I won’t spend it in a way that seems wasteful.   And to me, it would be excessive to buy lots of prepared foods when I could easily make my own, or to pay full price when the same vegetable that I would be eating an hour later could be had for 30 percent less.

    Finally we headed back to the apartment, cold and hungry.  It had been raining hard all of this time, and after three hours trooping around outside, we were ready to warm up and eat!  At this point (it was already after 8 pm) I was really glad we had a microwave – I don’t generally speaking use microwaves, but after kashering it, it took six minutes for our chicken to be done.  The chicken was so fresh, and so delicious!

    Meanwhile, I discovered that although I had bought a pot made in Israel so that I didn’t have to toivel (ritually dip it) it, the knife I bought wasn’t, and since I had no idea where to toivel something or who to ask, that meant that the vegetables I had just bought intending to cut up for salads and sauteing weren’t going to be!  The studio has dishes, silverware, and pot available, but weren’t kosher, so I boiled a pot of water in our new pot, and kashered the silverware in the apartment.    There wasn’t a cutting knife available, but I managed with the regular tableware.

    So we ended our day in Jerusalem with hot food, hot showers, and warm comfortable beds to snuggle into – it is wonderful to be here!

    Avivah

  • Heating system fixed – the frugal way!

    Last week our heating system suddenly shut down, so we had a heating repair person come out from a local company to diagnose what caused the problem.  He walked in, saw the safety switch was off, and told us that was the problem.  He flipped on the safety switch back on, and we wrote him a check for $95.  No explanation of why the switch went off.  Then the switch shut back off again after he left.  Dh turned it on.  Then it shut itself off again, as well as shutting down another safety switch.

    At this point it was obvious there was something more wrong than a switch that ‘happened’ to shut off.  We called the company back and they said they’d said someone to do a chimney clean-out.  So the next day, someone comes back, opens the (easily accessed by anyone) pipe in the laundry room, shines a flashlight in, and sees black crumbly stuff.  “Crystallized soot!”  he tells us, like that’s supposed to mean something.  Another $55 to tell us that. 

    So I ask what’s the significance of that.  He tells us it means the entire heating system needs to be replaced.  I ask how a heating system that was working fine suddenly stopped with no warning and there’s no option but to replace it.  “That’s what happens.”  He shows me a fine circle of dust inside and tells me it’s because I don’t keep the floor around it clean enough that the system is no good any more.  It was good to learn how large an area around the system needs to be kept clear since I didn’t know that, but at the same time, I was skeptical that there was nothing to do but replace the system – for $5800.   When we asked about the possibility of cleaning the soot out, we were told that it would cost $2600 and they wouldn’t guarantee the work because there’s a low success rate, so they didn’t recommend it. 

    After telling my husband at least six times on the phone that we’ve got to keep the area around it cleaner, then telling me five times that we’ve got to keep it clean, and then telling me a couple of times that I have to tell my husband when he gets home that we’ve got to keep the area clear (to which I told him that my husband is a bright guy and gets things the first time, and I didn’t think any further repetition was necessary), I wasn’t feeling very enlightened.  So when he warned me that we’ve got to replace the system right away and not to try to turn on the safety switch, I ask what would happen if it were turned on.  Not that I have any plans to try it, I clarified, but I wanted to understand what it could lead to (because I like to understand things).

    “You’d blow yourself up!”  Ahh.  “How would that happen?”  “You’d blow the house up!”    I was making a conscious effort at this point not to talk more slowly and enunciate my words to help him understand basic questions – he seemed to think that repeating himself again and again using the same words was giving me more information.  He told me (again!) not to turn on the safety switch because it would be dangerous.  Right, I got that, but what theoretically would happen?  “Carbon monoxide.”   Now, I’m not a heating repair specialist but I’m also not a totally witless person, and it was becoming obvious to me that he kept repeating himself because he didn’t know the answers to my questions- since carbon monoxide is an odorless gas that causes people to die by breathing it, not by blowing them up.  

    Since it’s the middle of the winter and it’s quite chilly indoors with no heat, I started to think about what the alternatives to replacing our heating system were since we don’t have the funds for it and we don’t spend money we don’t have.  (Fortunately we have a separate boiler for hot water, so we still could shower and do dishes and laundry.)   I started researching used boilers that would be a good fit for our needs.  Within a half an hour I found two – one for $300, one for $400. 

    While I was doing that, dh got on the phone with a plumber he knows, and described the situation in detail to him.  The plumber was very surprised at the recommendation to replace the entire system due to crystallized soot – he suggested getting a shop vac and vaccuuming it out.  Dh asked him how much it would be if he (the plumber) did a professional clean-out of the system.  $600, the plumber told him.   There’s a big difference between $600 and $2600, and a big difference between a used system for a few hundred dollars and a new system for almost $6000, and we were glad to be finding options that were more affordable than those offered by the company representative. 

    Before we hired anyone else, dh got out our shop van and started vaccuuming up all the crystallized soot in the pipes or visible dust anywhere on the unit that he could see – it took him about thirty minutes.  And when he turned the heating system back on, it stayed on – it’s been on for almost a week now and working perfectly.  Dh called the company to complain – how could they tell us the only option was a $6000 job when it could easily was taken care of with a quick vaccuuming by someone with no training? 

    And astonishingly, they told him that their lawyers don’t allow them to tell anyone to have it cleaned out because they might be held liable.  (I don’t know what that literally means, but practically it means that they’d rather put in a new system with a warranty than work on an older system.  Nice profit to them by avoiding liability.  🙄 )  I was sorry to see that given the chance to correct the situation, they continued to justify their lack of interest in what was best for the customer rather than their pocket.  If you’re in the Baltimore area, I’d strongly caution you to about dealing with this company – Farnen and Dermer.  When dh got off the phone with them he said told me it reminded him of obstetricians who do c-sections even when they aren’t medically necessary because then they can’t be sued, regardless of how it affects the mother and baby.  Good analogy.  😛   

    The lesson for everyone, regardless of where you live, is that you really need to get your own information – don’t be afraid to ask questions, or to take some time to get more information.  You don’t have to make a decision on the spot.  Don’t let yourself be pressured to make an immediate decision.  When you’re faced with an expensive repair or recommendation – whether from a mechanic, heating technician, dentist or doctor – do some research, make some calls, check things online.  There are very, very often more frugal and equally effective ways to take care of the situation that the person you’re hiring isn’t aware of or would prefer not to mention to you.  No one cares about you hanging onto your money as much as you do, so look out for your best interests! 

    Avivah

  • Monthly shopping and tips for saving on food costs

    I used to regularly post what I bought on my monthly shopping trips, but at some point stopped because I didn’t want readers to be discouraged by the prices I was paying.  As I’ve shared before, I don’t shop with a list – I buy whatever is a great price when I go into a store, and build my menu plan based on what I’ve already bought.  Often it means that we will enjoy something one month and then not have it again for a long time!

    Also, I’ve worked hard to find the cheapest sources that I can for whatever I need.  I didn’t just stumble onto these prices!  Since a number of readers found it helpful when I shared what I bought and the prices I paid, I’m sharing below most of what I bought during my monthly shopping trip, but keep in mind that these are sale prices – the regular prices at the local stores aregenerally higher than what I paid!   This is pretty typical for me in terms of how I shop – large quantities of a small amount of things.

    • 60 dozen extra large non-pastured eggs – 1.25 dozen
    • 50 lb butter – 1.99 lb
    • 40 lb yams – 16.50
    • 50 lb onions – 18.50
    • 5 boxes clementines – 3.99 ea
    • 1 case red grapefruit – 9.95
    • 3 – 5 lb bags baby carrots – 2.99 ea
    • 12 – 15.25 oz cans pineapple in juice – .79 ea
    • 3 heads cauliflower – 1.39 ea
    • 8 heads fennel – .50 ea
    • 36 -4/4 oz containers organic apple/cranberry sauce – .50 per 16 oz
    • 8 -12 oz bags frozen blueberries – .99 ea
    • 4 -250 ml bottles extra virgin olive oil 1.99 ea ( got these because the small size will be best for dd16 to take to meals in the lunchroom; I get larger bottles for the family at a better price – 1 liter for 3.99)
    • 12- 45 oz packages whole wheat tortillas/wraps – .99 ea – (these are massive, way bigger than the standard size I usually get – each one is about the size of a pizza crust!)
    • 6 boxes whole grain breakfast cereal – 1.49 ea (for the kids when I’m away with dd16)
    • 8 – 24 oz. cottage cheese, 4% milkfat – 1.39 ea
    • 12 – 32 oz. plain yogurt – 1.29 ea
    • 6 – 8 oz cream cheese – .89 ea
    • 14 – pint organic heavy whipping cream – 1.49 ea
    • 12 packages corn tortillas – $5 for all
    • gallon jar of olives – 16.19
    • 1 small bottle raw kombucha – 2.99
    • 13 gallons raw milk
    • 15 dozen pastured eggs (chickens aren’t producing much so that’s why I had to buy so many regular eggs)
    • free – three cases of mini snack packs of baby carrots

    Not in this trip but also purchased for this month:

    • 12 lb ground beef – 3.99 lb
    • 12 lb turkey hot dogs – 1.59 lb
    • 2 – 2 lb shredded cheese – 8.49 ea
    • 4 – 6 oz sliced cheese – 1.49 ea

    I got other stuff for dd16 that is included in my monthly total but I didn’t list here: chocolate (for mishloach manos to give her friends), and lots of herbal teas.

    I’ve shared tons of tips on saving money on food in detail in past posts, but here are a few that came into play with this shopping trip:

    1) This looks kind of skimpy for month’s eating, doesn’t it?  Last month I bought a good amount of canned vegetables and fruit, frozen vegetables, and some other staples so I still have that on hand.  At the end of last month I bought 60 lb of chicken wings (1.29 lb), so that will last me through this entire month.  Stock up when the price is right!

    2) I go shopping for vegetables between 2 – 4 times a month.  In addition to what I bought yesterday, I have a good amount of cabbage, turnips, and potatoes left, as well as tomatoes and lots of homemade pickles in the fridge.  I went kind of crazy two weeks ago making about 30 lb of cukes into lacto fermented pickles when I was able to buy them for .39 lb.  I also made a gallon + of lacto fermented salsa (with sale tomatoes – .49 lb), and two gallons of kimchi (with red and green cabbage).   The last couple of vegetable shopping trips I spent $80 and $60 respectively; the first trip filled my cart to the top and the second had it overflowing.  It depends on how much reduced produce I’m able to buy – reduced produce is a great budget stretcher.  I look for items that are discounted because a new shipment came in and they need to make room – not because they are rotting.

    3) I don’t buy only reduced produce, but I try to limit my produce purchases to items that are under $1 a pound; however, that’s not a hard and fast rule.  Root vegetables tend to be the best bet in the winter.  The checkout clerks always comment on how much produce I manage to buy for such a small amount of money!

    4) Pay attention to the sizes of the packaging.  Food costs have drastically gone up in the last couple of years, and to keep consumers from being aware of how high the prices actually are, the packaging sizing has been changed for many items (eg sugar is now in 4 lb bags instead of 5 lb, dried beans are in 12 oz bags instead of 16 oz) but the price is staying only slightly below the price for the larger size.  For the cans of pineapple that I bought above, they are only a bit more than 15 oz – the standard size is 20 oz (for which I paid exactly the same price – .79 can – last month).  I realized when I bought them that the cans were smaller and weren’t a super price, but it was still acceptable to me – the key is to be aware of what you’re paying for and what you’re actually getting.

    5) Sometimes staying within a budget means making choices and not having everything you want right when you want it. I stocked up on butter because it was on sale at my target price – 1.99 lb.  It’s been a while since I could find that price, and when what I had ran out two weeks ago, I did without.  I used coconut oil instead.  Then I didn’t realize we were almost out of coconut oil until it was too late to order it in time for this shopping trip (I thought I had another 5 gallon bucket), so we’ll have to do without coconut oil for this month.  (I could have driven somewhere else to get it for a comparable price, but it would have added at least 40 – 50 minutes of driving to my schedule and it wasn’t worth it to me.)  I rendered a batch of beef tallow last week, so between that and the butter, and olive oil for salads, we’ll be fine.

    6) You’ve probably noticed by now that I buy very little processed food.  The cold cereal I purchased above was for a treat, not as a regular breakfast food.  I can make a much more filling breakfast for less money, so cutting processed food is a good way to eliminate a lot of costs.  When I get treat food, we enjoy it as the treat that it is.

    7) My shopping took place over three stores and two farms.  Know what a good price is for the items you want so that you can buy lots when you find it.  Learn what stores have what you want at the prices you want.

    8) I travel once a month or so to do a large shopping because I’ve determined that the savings are justified.  Gas costs and time has to be factored in.  If someone is buying much smaller quantities, their savings in traveling to different stores may be outweighed by the secondary costs.

    9) If something free is offered to you but you don’t have the room for it, think creatively about how you can use it.  I accepted three cases of carrot snacks in the mini bags after determing that I couuld can or pickle them in the coming week since I don’t have adequate fridge space.  Blanching and freezing or dehydrating would have  been other options.

    Food costs can take a substantial chunk out of a family’s food budget, but there are lots of ways to have ample amounts of food and stay within the predetermined amount!

    Avivah

  • My new super shoes 🙂

    With my upcoming trip to Israel in mind and knowing that I’ll be doing a lot of walking, I’ve been thinking about what shoes I have that would be suitable.  This usually wouldn’t be a difficult question to answer.  However, in the last few months I’ve stopped wearing black (which was very major for me since for years the staple of my wardrobe has been black) and instead have been wearing brown as a replacement base color, which means that almost all of my shoes and boots no longer are a good match.  Due to the nature of how I like to shop (very frugally) and the kind of shoes I like to buy (good quality), it can take me months to find shoes that I want at the thrift store that are the right size, style, color, and in excellent condition. 

    This was never an issue until I suddenly decided that none of the shoes I’ve accumulated over time were going to be worn by me anymore.  I was fortunately able to find one nice and comfortable pair of brown dress shoes (Naturalizer) but wanted to keep them for Shabbos use, so I really needed something else for daily wear. 

    I solved this several weeks ago by buying three more pairs of shoes even though they didn’t meet all of my criteria; I got one pair daily casual, one pair for daily or dress (Clarks), and one pair of sneakers to accomodate the needs of my trip (Land’s End).  They all look good, are decent quality, and were in like-new condition.  But none of them are super comfortable for lots of walking, though they’re fine for my regular needs.  If you’re wondering why I bought them, it was because I was in a situation of something pretty good being better than a perfect pair of nothing.  (Lest you think that I was burning dollar bills up, I paid less than $20 for the three pairs combined.)

    Every time I think about what to pack for my trip, I start wondering if I should wear my comfy Clarks black flats or wear one of the newer brown pairs that is less comfortable, and since I don’t like not matching and I don’t like being uncomfortable, neither choice was appealing.  I know that may sound petty or superficial, but I’m just being honest.

    So you can imagine how glad I was to end my dilemma today!  Today when I did my monthly shopping, dd14 and I stopped into a couple of thrift stores.  We both were pleased with how we did, but I was most happy about a pair of shoes I bought – just what I needed!  I got a pair of brand-new Earth shoes that will be perfect for lots of walking.  It was on the expensive side for shoes at a thrift store, but since they usually cost about $100, I didn’t think 10.97 was unreasonable.  😛 

    The reason I knew what Earth shoes were when I saw these was that my mother used to wear them back in the late seventies/early eighties.  The idea behind them is the heel is a few degrees lower than the front of the foot, which stretches muscles in the leg and improves posture since it forces you to stand at a better angle. 

     They’re supposed to be extremely comfortable as well as being good for your foot, but I wasn’t sure when I tried them on that I liked how they felt.  I walked back and forth for a bit, and after deciding I’d buy them, did something I never have done before – I kept wearing them as I did the rest of my shopping (the cashier was fine with it).  My feet felt strange – not comfortable, but not in pain – I couldn’t tell if it was a good thing or not, but I didn’t feel like taking them off.  I wore them for the rest of the day, and after I got home, I checked their website and found they recommend that you only wear them for an hour the first day, then build up over the next few days by wearing them an hour more each day, to give your muscles a chance to acclimate.  (This is the same advice about Vibrams, which I don’t own but researched extensively, so I’m familiar with this idea.)

    Even though they don’t yet feel perfect, I’m confident that within the week they will, and I’m so glad to have them them!  You know, an advantage of thrift store shopping that I’ve never seen mentioned but often experienced is that you can really feel how providentially you are sent just what you need just when you need it!   

    Avivah