Years ago, I saw this message on the propane pump when I was filling up my car.

Here’s a close up of the notice.

I noticed it and casually wondered what it was about but didn’t take down the number.

I use this gas station regularly and a year or two after seeing this message, finally saved the number to my phone.

I didn’t call. After all, how much of a savings could it really be? They probably wanted to sell me something, and wanted to hook me by signing up for a puny discount on gas.

A year or two ago, I asked someone at the pump next to mine filling up at the cheaper price how he got that price. He told me he signed up and saves a half a shekel a liter. I resolved to call to ask for details.

I didn’t. More excuses – I didn’t want to set up a direct deposit to a gas station, I wouldn’t be able to track my spending, maybe they would compromise my bank details. Maybe it was a scam.

There was procrastination and then forgetfulness, forgetting to write into my planner to make the call. (What I write down gets done, what I don’t…well, it might get done eventually – or not).

Did I mention I’ve been using this gas station and seeing this message several times a month for year? That was a lot of potential reminders but I didn’t act on any of them.

Almost five years later, being inspired to keep my savings rate stable even as prices are going up and seeking options to do that, I finally called.

The person who answered told me there were two ways to get the discount and it sounded like both of them entailed setting up a direct monthly payment. She told me next time I was in the area to come into the office, fill out some forms and I would be signed up.

One day soon after I went to the office and told them I was there about the discount for propane. She asked me, “Do you want to set up a direct monthly payment or would you prefer a discount card?”

A card sounded better to me, but how would that work – wouldn’t I need to sign up to get it?

“You don’t need to sign up for anything. Take the card, insert it in the machine and it will set the price to the discounted rate, and then pay with your credit card like usual.”

“That’s it?”

“Yes, that’s it.” She handed me a discount card, and within two minutes I was in and out of the office. So incredibly easy and fast.

This is one of two gas stations that I regularly use – I don’t want to think of how much money I could have saved in the last five years if I had just picked up the phone and asked a question when I first saw the notice.

We all sometimes make excuses and tell ourselves stories, rather than getting information and taking action. Is there anything you’ve been postponing dealing with that might save you money?

Avivah